Hello and welcome to my little corner of the internet! My goal here is to create a homey space where you can find encouragement and inspiration to meet your financial goals. This blog is finally emerging after several months of mental wrestling about it (Do people want to hear what I have to say? Am I qualified for this? Do I have the time to dedicate?) as well as the adoption of a newborn who requires more than a little of my time and mental reserve. I am so excited to finally be taking the plunge and sharing some of the money saving lessons and tips that I have learned. There were seasons of my life where the lessons were learned out of necessity and other seasons where they were learned just for fun. I must say the lessons learned in the latter seasons were much less painful, but most of us do not find ourselves in those seasons often. Freedom from financial burden and the ability to reach your personal goals will allow you to live a rich, meaningful life. I am not necessarily referring to wealth or the number in your bank account, but to a life filled with contentment, generosity, and the ability to spend your money intentionally instead of wondering where it went. I want you to be able to make your money work for you rather than being slaves to your bills.
My husband and I have been married for five years and throughout our relationship, we have saved for a variety of goals. Our first year was spent paying off school debt (more information about that coming soon). Our second year brought a “new” (read: oldish and used) vehicle. The next two years we lived on one income and again paid a university while I was in graduate school. Our most recent saving season was for the adoption of our baby girl. My husband and I have always planned to adopt. We love it all: orphan prevention, foster care, older child adoption, infant adoption, international adoption, you name it. This is our heartbeat. This is what keeps us up at night. We gladly work and save for kids who need families and we never would have been able to reach this point if it had not been for our early years of literally pinching actual pennies, working side jobs, and eating Hamburger Helper (as a Medical Provider, I feel the need to discourage this one and to let you know that this was only a temporary food staple) to pay off debt and lay a financial foundation to save for things we care about. Currently, we are simultaneously scrapping and saving for several things, including a vehicle (see the “oldish and used” reference above- that sucker won’t last forever), a downpayment for a house, and our next adoption (we’re kind of hooked thanks to our precious baby girl).
Wherever you currently find yourself, I hope that the information in this blog is helpful and that it gives you the ability to live richly.